Start here
Pick your trade.
Start with the work you do. The questions take about a minute, and there is no cost to check.
Built for welders, mechanics, ironworkers, pipefitters, electricians and the rest of the trades. Answer a few questions and a licensed advisor calls with what you qualify for.
Start with the work you do. The questions take about a minute, and there is no cost to check.
Most life insurance only pays after you're gone. A policy with living benefits can also pay you part of the money early after a qualifying heart attack, cancer or stroke, so the bills get paid while you recover.
Heart attack
Cancer
Stroke
Living benefits are paid through accelerated benefit riders. What qualifies, how much is paid and how it affects the death benefit vary by plan and state. Not every plan or applicant qualifies.
How it pays
You're diagnosed.
A qualifying illness takes you off the job.
The policy pays you.
Part of the benefit comes to you early. Spend it on the mortgage, the truck payment or the groceries.
The rest stays for your family.
What you don't use is still there for the people you chose.
Example monthly prices for a healthy non-smoking man on a 20-year term. Your own price comes from the questions.
At age 40
$500,000 by age
Example rates: 20-year term, healthy non-smoking man of the age shown, based on published market averages. Your price depends on age, health, tobacco use, coverage and plan. Health questions apply. No exam for many applicants.
Coverage through an employer or a union usually ends, or shrinks, when you change jobs, get laid off or retire. A private policy is yours. It goes with you from job to job.
Tradesman Life Group is not affiliated with any union or employer.
Your advisor will tell you which one fits your age, health and budget.
The most coverage for the lowest price. Many plans include living benefits.
Learn moreKeeps your family in the house if something happens to you.
Learn morePermanent coverage with cash value that can grow over time.
Learn moreCoverage for life at a price that never changes.
Learn moreYour trade, age, ZIP code and what you'd be comfortable paying. It takes about a minute.
The call comes from Nitehawk Financial LLC, the licensed agency behind Tradesman Life Group. They walk you through what you qualify for.
Choose a plan, or don't. There is no cost to check and no obligation to buy.
A feature on many life insurance policies that lets you take part of the death benefit early if you are diagnosed with a qualifying serious illness, such as a heart attack, cancer or stroke. What qualifies and how much is paid vary by plan and state.
Often not. Many plans are approved from health questions and records, with no exam. Some coverage amounts and health histories do need one. Your advisor will tell you up front.
Coverage through the job usually ends or shrinks when you leave, get laid off or retire. A private policy stays with you wherever you work, and many people keep both.
For most trades, no. The price is mostly set by your age, health and tobacco use. A few kinds of work can affect the rate with some insurance companies, so your advisor checks which company treats your trade best.
Tradesman Life Group is the trades-focused brand of Nitehawk Financial LLC, a licensed insurance agency. When you ask for your options, a licensed advisor from Nitehawk Financial calls you. We are not an insurance company. Policies are issued by the insurance companies we work with.
No. This is private life insurance that you own. Tradesman Life Group is not affiliated with any union, employer or government agency.
A minute of questions, then a licensed advisor calls with your options. No cost to check and no obligation.
See what I qualify for
